Central Alabama's
Real Estate Connection

Serving the Entire River Region

Realty Central LLC

Serving the entire River Region

Three offices to serve you…

5300 Oak Tree Rd, Suite H

Millbrook, Alabama

7051 Fain Park Dr, Suite 214

Montgomery, Alabama

2918 Citizen Parkway, Suite 208

Selma, Alabama

The River Region offers fun, relaxing activities for families, nature-lovers, sports fans and more. Whether your interests lean toward shopping, antiquing, wine tastings, or hiking, or simply enjoying the great outdoors, our region has it all. Whatever you are looking for, a community in the River Region can provide the lifestyle you need and deserve.

About Realty Central LLC

Realty Central opened in 2009 due to a change in the previous company structure. The company began with over 30 agents and has now grown to become one of the largest companies in just 10 years.
Betsy Echols and Cindy Cauthen are the brokers/owners and the leaders of Realty Central LLC. They are driven by their commitment to customer service and make sure that our clients save the most money when utilizing lenders.
Why Choose Us!

Why our company is the perfect partner for you?

Realty Central LLC is a local, full-service company where brokers/owners are involved with the agents on a daily basis. We pride ourselves in our experience and strive to make sure all the agents are well trained and have the tools they need to be successful as well.
We are that one-stop shop where you can get assistance and experienced customer service without any hassle.

35+ Years Experience

100% Trust Worthiness

100% Client Satisfaction

Our Mission

Realty Central LLC is a large local company that understands the importance of buyers and sellers. We select and work with a local agent that is well trained and knowledgeable to be able to give you the best. Our core values include offering the ultimate level of service and professionalism to everyone we represent. We ensure that there is always someone available even during afterhours.

+2,500 Clients Love Us

Chase McGalliard
Chase McGalliard
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WOW!! Where do I start!! Heather Moore Oates was absolutely amazing to work with.. Heather did everything she said she would do every time and sold my house in a few weeks. I couldn’t have asked for a better realtor and definitely recommend her to you if you are ready to sell or buy! 👍👍👍👍👍 Such an asset to your company!!
Brandi Tomlin Murphy
Brandi Tomlin Murphy
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Betsy Echols is such a wonderful agent. She really cares about her clients and goes above and beyond to make her clients happy! I will be referring her to everyone who is looking up here.
Monica LeGlise Suggs
Monica LeGlise Suggs
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Linda Strickland has been wonderful in our search for a home. Love her !!!

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What We Do

Frequently Asked Questions

Getting pre-approved for a mortgage is the first step of the home buying process. Getting a pre-approval letter from a lender get the ball rolling in the right direction.

From start (searching online) to finish (closing escrow), buying a home takes about 10 to 12 weeks. Once a home is selected an the offer is accepted, the average time to complete the escrow period on a home is 30 to 45 days (under normal market conditions). Though, well-prepared home buyers who pay cash have been known to purchase properties faster than that.

In sellers’ markets, increasing demand for homes drives up prices. Here are some of the drivers of demand:

  • Economic factors – the local labor market heats up, bringing an inflow of new residents and pushing up home prices before more inventories can be built.
  • Interest rates trending downward – improves home affordability, creating more buyer interest, particularly for first time home buyers who can afford bigger homes as the cost of money goes lower.
  • A short-term spike in interest rates – may compel “on the fence” buyers to make a purchase if they believe the upward trend will continue. Buyers want to make a move before their purchasing power (the amount they can borrow) gets eroded.
  • Low inventory – fewer homes on the market because of a lack of new construction. Prices for existing homes may go up because there are fewer units available.

A buyer’s market is characterized by declining home prices and reduced demand. Several factors may affect long-term and short-term buyer demand, like: Economic disruption – a big employer shuts down operations, laying off their workforce.

  • Interest rates trending higher – the amount of money the people can borrow to buy a home is reduced because the cost of money is higher, thus reducing the total number of potential buyers in the market. Home prices drop to meet the level of demand and buyers find better deals.
  • Short-term drop in interest rates – can give borrowers a temporary edge with more purchasing power before home prices can react to the recent interest rate changes.
  • High inventory – a new subdivision and can create downward pressure on prices of older homes nearby, particularly if they lack highly desirable features (modern appliances, etc.)
  • Natural disasters – a recent earthquake or flooding can tank property values in the neighborhood where those disruptions occurred.

Home shoppers pay little or no fees to an agent to buy a home.

Here’s why:

For most home sales, there are two real estate agents involved in the deal: one that represents the seller and another who represents the buyer.

Listing brokers represent sellers and charge a fee to represent them and market the property. Marketing may include advertising expenses such as radio spots, print ads, television and internet ads. The property will also be placed in the local multiple listing service (MLS), where other agents in the area (and nationally) will be able to search and find the home for sale.

Agents who represent buyers (a.k.a. buyer’s agent) are compensated by the listing broker for bringing home buyers to the table. When the home is sold, the listing broker splits the listing fee with the buyer’s agent. Thus, buyers don’t pay their agents.

Most loan programs require a FICO score of 620 or better. Borrowers with higher credit scores represent less risk to the lender, often resulting in a lower the down payment requirement and better interest rate. Conversely, home shoppers with lower credit scores may need to bring more money to the table (or accept a higher interest rate) to offset the lender’s risk.


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